美国采购需求：抵押贷款，批发贷款，非合格贷款/更优惠利率，轻松获得资格，顶级抵押贷款机构

I'm reaching out regarding a refinancing opportunity for a client who is self-employed and classified under Non-QM guidelines. They have a personal bank account with a 12-month history and a credit score of 764. The property in Florida has been appraised at $576,700. I'm interested in understanding what the maximum loan-to-value (LTV) ratio would be available for this scenario, along with the current interest rates you could offer. Please provide the details at your earliest convenience, as this is a time-sensitive inquiry. Thank you!