美国采购需求：抵押贷款、批发贷款、非合格抵押贷款/更优惠利率、轻松获得贷款资格、顶级抵押贷款机构

I'm looking for options regarding home equity loans with specific terms. The ideal product would allow for no monthly payments during the loan period. Instead, I'm interested in a structure where the lender would collect interest only after the property is sold. This could help homeowners manage their cash flow more effectively while accessing equity. Additionally, I'd like to know about any flexibility in terms of interest rates and the overall length of the loan. It would be great to explore various options that could fit different financial situations. If you have similar products or can create customized solutions, please provide detailed information regarding the terms and conditions, as well as any relevant documentation I should review.